Hey it's Brian here in my new associate ace coming to you with a financial tip about your Social Security disability benefits and we shoot these videos for you because we want you to be as stress-free as this guy who has no worries in the world so my message today is when should you take your Social Security retirement or should you apply for your Social Security disability benefits and what is the financial difference so first of all let's say that your full retirement or your social security disability amount is $2,000 right so you apply for your disability benefits and it would be $2,000 now if you opted not to do that and you opted to take your retirement at age 62 you would pay a 25% penalty on your full retirement amount so 25 so that would be $1,500 so that is not as good as 2,000 so if you waited all right buddy we'll let you go say goodbye to everybody bye bye bye bye so if you waited until you were 64 and you took your retirement then you would have a 20% reduction so the process as you see is there's less of a reduction no longer you wait and I'll put the chart below but if you cannot work and you're not at retirement age financially if you can get your disability benefits you're going to be a lot better off so that's my point that I'm trying to make so you can check the link down below and click on it and see the chart for yourself but if you like the work that we're doing here at the disability digest and found this message helpful then join us in the comments share the video stay tuned for more we appreciate you paying attention to what we do and we really it makes a difference for you make it a great day it's been Brian Terry
